Product · Credit

Credit agreements and indentures, read the way a restructuring lawyer reads them.

An indenture says how much a company can borrow, what it can pledge, and how much cash it can pay out. We've created a solution that extracts and cites every basket better than a frontier model, so credit analysts can understand at a glance how strong or weak a set of covenants are.

What it returns

  • Every basket and its cap.
  • A red flag analysis, read two ways: conservative and aggressive.
  • If LME blockers exist, and how strong they are
  • A citation on every number, so a lawyer can check it.

Precedent library

Every liability management deal since 2016, J.Crew, Chewy, Serta, Wesco, At Home and the rest, broken into its moves. Besides just the dollar amounts, we also note if the J.Crew, Chewy, or Serta blockers are present.

Accuracy

We gave 89 covenant sections from 56 companies to our solution,Claude Sonnet 5, Claude Opus 5 and Meta Muse Spark 1.2. and judged the results against a expert-written eval set.

Baskets found, Constellation92%
Baskets found, best frontier model78%
Correct when found, Constellation98%
Correct when found, best frontier model91%

The frontier models found the clauses and left the money off. Full results in the case study.

Who uses it

Law firms start their covenant review from a finished, cited grid instead of a blank page.

Credit investors check every deal in the pipeline, not just the ones worth sending to outside counsel, and see which positions are exposed to which moves.

Security

Your documents are never used for training, are covered by zero-retention agreements with every provider, and are processed in an isolated environment.